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Koszty życia w Europie: Niemcy, Polska, Austria, Malta i Wielka Brytania

Koszty życia w Europie: Niemcy, Polska, Austria, Malta i Wielka Brytania

16 October 2026 · 2 min czytania ·

  • 2Zespół ekspertów: wizy i edukacja
  • 30+Krajów: wizy i edukacja
  • 139Uczelni do wyboru
  • 7/24Śledzenie wniosku online

Porównanie pięciu krajów pod kątem czynszów, codziennych wydatków, czesnego i opłat urzędowych; pozycje, o których warto pamiętać, planując budżet.

The answer to the question “Where should I study or work?” usually starts with the budget. The comparison below positions countries relative to one another in terms of rent, transport, food and official costs. Since exact amounts vary greatly by city, period and lifestyle, we have given relative levels rather than figures; if you are looking for an official reference, the living cost amounts required in visa applications give a good idea of the minimum.

Overview

CountryRentDaily livingTuition (public)Note
GermanyMedium–high (Munich, Frankfurt very high)MediumMostly tuition-free, semester contributionBlocked account for student visa
PolandLow–medium (Warsaw highest)LowEnglish-taught programmes charge fees, but reasonableZłoty, not euro
AustriaMedium (Vienna balanced)Medium–highReasonable semester fee for non-EU studentsAnnual public transport pass is economical
MaltaHigh (central areas)MediumLanguage schools charge weekly feesSummer season pushes up accommodation prices
United KingdomVery high (London), medium (other cities)HighHigh for international studentsImmigration health surcharge paid with the visa

Items that determine your budget

  • Rent and deposit: In the first month, a deposit of usually 1–3 months' rent is paid together with the first month's rent; this is the largest start-up cost.
  • Health insurance: In some countries it is deducted from salary while students pay separately; in the UK it is paid upfront with the visa application.
  • Transport: Student and annual passes offer significant savings.
  • Official costs: Visa, residence card, translation and apostille fees; for details, see our apostille and translation guide.

How to decide?

Looking only at rent can be misleading: in Germany and Austria, the low fees at public universities offset the burden of high rents; in Poland, both rent and daily living costs are low, but programmes charge fees; in the UK, although the total cost is high, shorter programmes reduce the overall duration. Post-graduation work opportunities and language advantages should also be taken into account.

For university and programme fees by country, visit our universities page; for work visa requirements, see the work visa guide.

Next step

Let's assess your situation together in a free initial consultation and clarify your visa and education options in a single meeting.

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This page is for general information purposes only. Salary thresholds, fees and visa requirements are updated frequently; confirm the current situation with your consultant or official sources before applying.

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